I can't personally give a positive review on my personal experience with Wollit. I did give a negative on this morning, but I have since been contacted by Wollit, and for their quick response I do have some respect. I personally think that Wollit is very good for people who have very poor credit ratings, but if you already have maintained a good credit rating, without using Wollit, then I suggest you just stick to what you are doing. My credit rating dropped as soon as I subscribed, because I'd not long before hand taken out a bank loan. When you subscribe to Wollit, it's recorded as a loan. A loan that you have the benefit of demonstrating that you can keep to your commitments and direct debits. I was not happy when I saw that my rating went down. I contacted Wollit a year ago, and I decided that I might as well keep up the 12 months. I looked up my credit score yesterday and it's the lowest it's ever been, because I have again unknowingly taken another yearly subscription. Wollit has accepted my wish to unsubscribe, and has promised to have the negative information removed from my score. I would recommend that Wollit should advertise that they can help people with poor credit, build it up. I don't need to subscribe to Wollit £9 a month to prove that I can pay my bills, I have never a payment, or had an unpaid direct debit from any of my accounts. I don't operate like that, and I am really pissed off with myself by thinking that I could improve my score when it was already in the excellent.
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