fixmycred.com.au

4.6
4.6 Based on 20 reviews

Fix My Credit Provides credit repair and debt negotiation services in Australia. Helping Australians free themselves from Defaults, Judgements, Bad Repayment History and Debts....

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Average Rating

4.6

/
5

20 Reviews

5 Star
86%
4 Star
0%
3 Star
0%
2 Star
0%
1 Star
14%

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Marcus Futcher
Genuinely disappointed. I believe these 5 star reviews are paid for and not real. I read the google

Genuinely disappointed. I believe these 5 star reviews are paid for and not real. I read the google reviews of this site and because of them, went ahead with a consultation. I paid $1200 to no outcome, even though in the initial consultation was told they were positive they could get a good outcome for me.
I was told in the initial consultation to stop making payments towards my car loan by Walker, as they could have them cleared. My case was then moved to Nikki, who told me she was only able to "fix" particular months from late payments to "hardship". I had previously been making the payments. In the conclusion of my case, the February payment (where I was told not to pay) is now on my Equifax statement - which is affecting me applying for a home loan. I received conflicting advice, I wasn't offered money back for them not being able to assist with my credit rating. Really disappointed. As well as, you cannot simply call your case manager to ask a question, you can only book a certain timeslot for them to take your call. Google reviews are too good to be true.

1
Date of experience: Apr 02, 2026
Marcus Futcher
Disappointing, not worth your money

Genuinely disappointed. I believe these 5 star reviews are paid for and not real. I read the google reviews of this site and because of them, went ahead with a consultation. I paid $1200 to no outcome, even though in the initial consultation was told they were positive they could get a good outcome for me.I was told in the initial consultation to stop making payments towards my car loan by Walker, as they could have them cleared. My case was then moved to Nikki, who told me she was only able to "fix" particular months from late payments to "hardship". I had previously been making the payments. In the conclusion of my case, the February payment (where I was told not to pay) is now on my Equifax statement - which is affecting me applying for a home loan. I received conflicting advice, I wasn't offered money back for them not being able to assist with my credit rating. Really disappointed. As well as, you cannot simply call your case manager to ask a question, you can only book a certain timeslot for them to take your call. Google reviews are too good to be true.

1
Date of experience: Mar 03, 2026
Aaron Murphy
Unreal service

Unreal service, Nikki was very transparent & my credit was sorted!

5
Date of experience: Jan 20, 2026
JRowe
True example of professionalism

Nikki was absolutely fantastic! She always kept me updated on the progress, prices are very fair! Couldn’t recommend them high enough.

5
Date of experience: Jan 09, 2026
nilambari gharat
I had 2 defaults and they were removed…

I had 2 defaults and they were removed in a week. I really recommend these guys. Very Clear in what they can do from the start and prices are fair.

5
Date of experience: Jan 07, 2026
Desmond
Quick

Quick , effficient. Everything is explained throughly and if you aren’t sure they reply within 10 minutes to help you out . Waan and Nikki are professionals at there job and couldn’t have done better . I had a few defaults removed in a few weeks. Every step of the way they informed me what was going on. AAA+ service

5
Date of experience: Nov 05, 2025
Jessica Tarrant
Nikki went out and beyond

Nikki went out and beyond. She was straight on to everything and helped me become debt free in a very short amount of time. I highly recommend fix my credit. They are amazing

5
Date of experience: Sep 19, 2025
Tristan Doheny
Try them, but they may not be what you need

Positive review 🙄They did what they said they would doDoes not mean I am happy with the resultJUST PAY OFF YOUR DEBT

5
Date of experience: Sep 09, 2025
Scott
$500 wasted

Spent $500 so they could send a total of 2 emails to the creditor. Mind you, this process took 2 months. I then got a dry email from Fix My Credit saying they failed due to reasons which aren’t true. I Didn’t even bother to persue that email, clearly they don’t care, very dissatisfied to say the least.

1
Date of experience: Jun 25, 2025
Pambisito
I was a reluctant caller

I was a reluctant caller as I wasn’t exactly sure if I needed to engage with FMC. However, I was blown away by Waan and his willingness to answer questions and explain in detail what can be very “unknown territory”. He was extremely respectful, honest with me and eventually pointed in the right direction! I’m more than happy to recommend Waan and the FMC team. From my experience - He is one of the good guys!

5
Date of experience: Jun 04, 2025

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