24/7 Fitness has been selling memberships, shutting gyms and offering NO refunds or communication! You must immediately raise a case with PayPal under ‘buyer protection’, or do a chargeback claim with your credit card company (under section 75 of the consumer credit card act). If any of these fail, take up a direct dispute with the Financial Conduct Authority (FCA) who will pursue your financial service provider. You are entitled to a FULL refund if you paid for a full year in advance.
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