Acko has a nicely designed app and a very responsive team when you want to purchase a policy. The policy also is cheaper than competitive brands but you will learn why it is cheap when you try and make a claim. Acko claims process is awful and they use bureaucracy and weird rules to avoid paying out the claims in full. Don't go for the clever marketing and end up learning an expensive lesson.
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Acko General Insurance, an independent general insurer whose entire operations are through the digital platform, has raised $30 million in a seed round, making it one of the largest seed rounds for a start-up in India.
