My experience – Court Judgment obtained (4 March 2026)Payments Made• 8 Nov 2024 – £1,000 paid to a business bank account not in the name of ADVICI LTD (for 6–8 week marker removal)• 17 Nov 2024 – £500 paid to a personal bank account not in the name of ADVICI LTD (for internal process funding)• 21 Jan 2025 – £100 paid to the same personal bank account (for further internal process funding)• Total paid: £1,600What Was Promised• Marker removal within approximately 6–8 weeks• Professional representation• Active communication with relevant organisationsWhat Happened• 8 weeks passed – no resolution• Several months passed – marker not removed• I was told there was informal confirmation of removal, but no written confirmation from the bank was provided to me• Repeated requests made for evidence of work done• No clear documentary proof of completed work was providedService and Communication• After I raised concerns and mentioned possible court action, communication reduced• I later confirmed I had not instructed a solicitor and communication resumedInformation RequestedI asked for:• Copies of submissions made on my behalf• Evidence of progress• Internal processing details• Full case file• Response to a Data Subject Access Request (DSAR)Information Received• General email and WhatsApp responses• No full case file• No detailed documentary evidence of substantive action• No DSAR response providedIndependent Checks• I obtained records directly myself• Those records did not show the positive resolution described to meFormal Action Taken• Pre-action communication sent• No satisfactory resolution• Money Claim Online (MCOL) claim issued• Claim properly servedCompany Response• No Acknowledgment of Service filed• No Defence filedCourt Outcome• 4 March 2026 – County Court Judgment obtained in defaultThe company now has 30 days to pay in full to avoid registration of a CCJ.Advice to OthersBefore paying substantial upfront fees:• Clarify the legal entity you are contracting with• Confirm where payments will be sent• Ask for written deliverables• Ask how progress will be evidenced• Keep full copies of all communicationsThis review reflects my documented experience and the court outcome.I will update if payment is made.
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