This is not a scam. Despite people trying to say it is because a hold is put on their account due to an initial approval period. They may not like that, but it's pretty standard for such services.
However, though i have used Affirm a lot and appreciate their services.
I deduct 1 star because their "support" page and chat said i was able to use a visa or MC debit gift card to make a payment.
This however is incorrect information since both the app and their phone support will not accept a payment from a card unless it has you name and zip code attached.
Which is a bit rediculous. Since it is a prepaid gift card that is guaranteed to give them, up to its limits, the funds are there on the card. Plus the fact that their support gives misinformation saying you can use prepaid gift cards for payment.
Now i have to figure out how to use the funds some other wsy to get the payment made.
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