As with other reviewers, they provide ambiguous refusals to pay a claim saying they need more information. But they won't tell you what they need. They just decline it. No email response, no ability to get through the phone or their live chat. They just hope you give up. They are the worst I've ever used. People leaving these reviews are not exaggerating. This company is trying to deceive you.
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Allianz Cares’ International Health Insurance offers leading global health and medical insurance for employees, individuals and their dependants.