altoira.com

4.4
4.4 Based on 622 reviews

Invest your retirement savings in alternative assets with Alto....

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Hesham Muhamed
Alto Crypto IRA

After using Alto Crypto IRA, I can confidently say I wouldn’t recommend them to anyone serious about investing in crypto through an IRA.Their customer service is some of the worst I’ve dealt with. It’s all copy-paste replies, no one takes ownership of anything, and it feels impossible to get real help. When I finally escalated an issue to a supervisor and asked her to contact Coinbase, she kept dodging the request. Eventually, she admitted she hadn’t even tried — saying she already “knew” what Coinbase would say, so she didn’t bother.The issue was with RNDR, a token that changed tickers to RENDER. Once Coinbase delisted the old token, Alto froze my asset completely. I couldn’t sell it, transfer it, or migrate it — I was just locked out with no options.To be clear, this isn’t a Coinbase problem. I also use iTrust Capital, which uses the same Coinbase custody, and I’ve never had this kind of issue with them. Alto’s policies are the problem.On top of that, Alto regularly sends last-minute emails warning you to take action on certain tokens — usually giving you just a few days. If you miss it? You’re out of luck, permanently. No support, no fix, no accountability.It’s not just frustrating — it’s risky. Between the poor support, lack of transparency, and rigid policies, I just can’t trust Alto with my crypto investments. iTrust Capital has been the complete opposite: responsive, clear, and actually helpful when things come up.

1
Date of experience: Jun 26, 2025

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