Ambetter feels more like a scam than a service. Their costs are high, with steep co-pays and deductibles, and they often deny coverage for necessary services. I paid over $500 a month for a plan this year, faced a deductible exceeding $6,000, and encountered issues at every step. When I had a medical emergency and needed to visit the ER, they sent me a letter insisting I should have gone to a walk-in clinic instead. If they had taken a moment to assess my situation, they would have realized that was not a suitable option. The situation worsened when I checked the 2026 plans; a comparable plan jumped from $500 to nearly $900 monthly. That was unaffordable, so I chose not to enroll. Yet, Ambetter enrolled me without my approval and charged me. It's been over a week, and despite numerous calls, my refund has not been processed. Ambetter’s service is truly disappointing.
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