We have parts and garage insurance with the above company its not a parts and garage insurance as the name suggests it a breakdown cover it will not pay for any problems that is found in the mot if you are at the side of the road and a spring breaks its coverd but if you find that a spring has gone in a mot it's not coverd. Read the 20 page policy document that come with the insurance you will see that there it a number of thing that are excluded ie if you don't service your car your claim will be void if you have any water damage ie water in fuse box it won't be coverd if your exhaust fails its not coverd there are many excluded items in this policy think twice before purchasing this product.
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