I had some concerns at first, but after speaking with Wendi and getting more clarification, I understand their position a lot better.Overall, this factoring company is solid, though not anything exceptional. The benefits are pretty limited—they might send small gifts occasionally, which is nice but doesn’t add much real value.Their rates can go up to around 4%, which is a bit higher than some competitors. I originally felt they weren’t very proactive when a broker didn’t pay, but after learning more about the situation, it makes more sense. In this case, the company that defaulted caused major losses (around $4M), and the bond wasn’t really worth pursuing. So while it can still be frustrating, I understand why things were handled the way they were.They do offer a diesel discount at TA Truck Stops, which is a useful perk if you fuel there often.Overall, it’s a reliable company with some room for improvement, but they’re operating within real industry limitations
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Since 1995, Apex Capital has been a trusted factoring company dedicated to helping businesses maintain healthy cash flow, manage daily operations, and support long-term growth. Founded initially as a factoring company for trucking, Apex Capital built its reputation by providing dependable funding, clear communication, and responsive customer service that owner operators and fleets could rely on to keep moving.
Over the years, Apex Capital has grown into one of the most respected factoring companies by expanding its services beyond trucking while maintaining the same commitment to reliability and transparency. Today, the company provides flexible factoring solutions across multiple industries, including factoring for trucking companies, construction invoice factoring, oil and gas factoring, and funding for staffing companies. These services allow businesses operating in fast-paced and capital-intensive industries to get paid faster, improve cash flow, and operate with confidence.
Clients benefit from fast, straightforward factoring with same-day or next-day funding through Apex Capital’s proprietary blynk® system, available 24 hours a day, 365 days a year. This around-the-clock access gives businesses real-time visibility into their funding and account activity, helping them make informed decisions without delays. Apex Capital also stands apart by offering transparent pricing, no hidden fees, and no minimum volume requirements, allowing businesses of all sizes to scale at their own pace.
Apex Capital combines decades of industry experience with personalized support and long-term relationship building. With a knowledgeable team focused on each client’s success, Apex Capital helps businesses strengthen cash flow, improve operations, and grow with confidence in an ever-changing marketplace.
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