I had a great experience with APX lending, and would recommend them. They offered terms negotiation and were very fair.I repayed early and had very little interest. I did incur some fees in crypto transactions, but that is not something they can control.
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APX Lending makes crypto-backed borrowing simple and secure. Your assets stay in insured, segregated wallets you can verify on-chain, while loans fund quickly and let you repay or redraw on your schedule.