They allow you to create an account after you give them ALL the details about your type of business... then they let you charge your clients, HOWEVER, they then HOLD ON TO THIS MONEY, and tell you they will no longer work with you because they don't work with your type of business. They hold onto the transaction for at least 120 days, with a small chance of releasing it before that (which doesn't happen).
If you're a bit confused, they essentially hold on to your money until they feel like it. You're only allowed to send emails, there's no one you can talk to. In my case they held onto $11k, which forced me to handle things with money from my savings and I even had to overuse my credit cards, and trust me, within those 120 days I contacted them a lot, they simply "followed their protocol" and barely cared about how serious 11k is in this economy, and how much it really threatened my stability. It was extremely frustrating and I felt powerless, AND SO WILL YOU.
Unethical practices, non comprehensive nor fair system.
I finally got my money back, and now I can comfortably say, F this company!
I recommend you simply check with your business's bank to see if they have a credit card payment option. Way better, safer, and damn near free.
Wish I would've come across all the reviews here before I signed up with those guys.
If you're reading this, lucky you! Good luck in your business efforts!
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Payment gateway enables Internet merchants to accept online payments via credit card and e-check