The service has significant problems, so proceed with caution. I have a primary mortgage that I consistently pay on time and have never been late. I reached out regarding a second mortgage that I hold with another provider, which I also manage without any missed payments. My intention was to transfer this second mortgage to them, as I have substantial equity secured by the first loan. The monthly payment would actually be lower if I made the switch, allowing them to benefit from the interest. However, according to the service, I do not earn enough to qualify for this mortgage. Despite having a credit score over 800 and a six-figure salary, I was informed that I don't meet their criteria. It's hard to explain this situation without others questioning their practices. I would advise others to steer clear of this service.
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