Conmen & Scammers - what else can you call people accusing you of having a debt that you know nothing about because it does not exist. These creatures have several organisations who chase and harass, threaten and intimidate and to top it off they are super incompetent. Don't be frightened by their threats if you're in my position - they can do nothing because they have the wrong person. If however you're one of the unfortunates that has a debt and is struggling go and see you local citizens advice service - they can't take money you don't have and payment plan over many years may be the way forward.Also remember if its a debt of over 6 years it need not be repaid under English law.Good luck all...
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