I have a bank account with Vivid money SA and I got an international transaction of 680 USD that Banking circle SA are locking and not reverting it back to the sender's account! Vivid Money SA are a big scam since they are claiming they can't do anything about the transfer, including Banking Cricle SA that are holding the money and not reverting the amount back to the sender's account. What an amazing service and customer service that is! Stay away from both of them!
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