As a small online business owner engaged in print-on-demand and international sales, I see a lot of promise in this service. It offers multi-currency bank accounts (CAD, USD, EUR, GBP), credit cards, real banking facilities, transparent FX rates, and solid customer service, with a smooth signup process. However, I feel it isn't fully developed for my needs just yet, and I haven't been able to utilize the platform effectively. Here are some challenges I faced that, if addressed, would make me eager to use the service: Canadian accounts lack BIC/SWIFT for wire transfers, which is essential for my operations. The EUR accounts are based in London, leading to complications with currency conversion. There’s no Interac e-transfer, and I would prefer cashback options over gift cards, along with additional currency options like Japanese Yen. Based on my observations, this service seems best suited for those needing to manage direct transactions or multi-currency operations.
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