I would like to congratulate Bass Pro shops and Cabela's on what appears to be a genius diabolical selling technique. Last December, I took advantage of a 0% APR promotion to purchase about $650 in Christmas presents at Bass Pro Shops in Phoenix, AZ. Over the next couple of months, I couldn't understand why my payments were going against the 0% APR and not my 18% APR. According to Denise (TWV424) in customer service, that is because my payments go to the lowest APR first. The genuis here is that they can continue to charge the 18% APR on the balance that I thought I was paying and since I made the purchase before the end of my December billing cycle, that payment went towards the 0% APR also. Even more ingenious, according to Denise, I have no avenue to redress my grievance, and she cannot give out any information that might help me, as she said " It is up to the individual to do their own investigation". My hat's off to their organization. Oh, I almost forgot; there is a transcript of our conversation, but I can't have it. Congratulations, I never saw this coming. Moral of the story, pay off my Cabelas/Bass Pro card and cut it up. Use to love those guys.
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