We signed up for the BayCare Plus Medicare Advantage plan because all of our doctors are included. The most we've paid for a prescription is about $1.75. I take pantoprazole and they cover it even though none of the other plans do. I have had no trouble with approvals. The only downside is the minimal coverage when an emergency occurs and you are not in their small coverage area (essentially 4 counties). When I travel, I have to get travel insurance but, these days, I don't travel all that often. I do not pay for the dental or vision plans so I cannot report on those. We signed up for BayCarePlus in 2022 and 2023 and will most likely do so in 2024.
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