I took a loan through VShred (an online fitness and coaching company). I had to back out for personal reasons, after the grace period, and I was waiting for VShred to come up with a refund, so I didn't pay my first payment for over 25 days. I was getting calls, texts and emails every day, multiple times a day, from day 1. Of course I didn't answer al those calls. When I explained to them my situation, which had to do with my mom's medical condition, they didn't ease the pressure. VShred refunded- to Bread- $1000 and they still continued the same tactic of relentless pressure. I cannot complain for lack of politeness, most of the people I spoke with were cordial. When it was made clear to me that no negotiation for any discount was possible, I found the rest of the money somehow, and paid off Bread in full. I will never do business with them again. They got their money but lost my respect.
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