TRASH Company! I was sent an email from Capital One offering a pre-approval for a $7,000 credit card with a soft credit check. Based on that, I applied, expecting the advertised terms. Instead, I was offered a $300 secured card, and a hard credit check was performed without my consent.This feels misleading and like a bait-and-switch tactic. Marketing suggested one product and credit pull, but the reality was very different. Be cautious if you receive pre-approval emails — the final offer may not match what is advertised, and it can impact your credit score.
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