We were recommended Capricorn Financial by an agent, the reviews are mostly good on here so we gave them a go.The first broker we worked with submitted two mortgage applications with us- the first one failed and they could not give us a reason why, weeks later we rang the bank who said it was due to a salary not being high enough, there was a missing zero on our application - the second one failed because the bank did not accept mortgages on residential properties that shared an entrance with commercial properties. The broker should have known this would be the case and know which lenders to apply withAt this point we didn't hear from the broker for days, and chased to find out that he suddenly left the company.Our replacement broker suggested applying with another lender to 'see what happens' and if they also rejected the property we'd have to find a new one. This is an untrained and unprofessional suggestion as it would have resulted in another credit check against our names, and they again should know which lenders to apply with rather than going blindly. We told them we didn't want to go through with it, they ignored our email and tried to submit it anyway. Luckily they weren't able to submit the application due to an error in the system and then clocked that we didn't want to. Some people have had good experiences on here but ours was terrible and I wouldn't recommend anyone risking working with this company. We're now working with a recommended broker from a friend.
Claim your business profile now and gain access to all features and respond to customer reviews.
We offer an advice and recommendation service on an extensive range of mortgage products, as well as guiding clients through all aspects of the house-buying process to ensure a smooth transaction.
So whether you are a first time-buyer looking to purchase your first home, a home-mover looking to ‘climb the ladder’ or have bought and sold many times already and simply want to re-finance and secure a new product, or a lower rate of interest, we can help.
Capital raising is allowed for most legal purposes, so if you are looking to fund some home improvements, or even raise the deposit for a new investment property or holiday home, then please discuss your requirements with one of our Advisers and they will be able to help find the most suitable product for your needs.
Commercial Finance:
What types of commercial finance can we assist with?
Investment Property Mortgages
Bridging Loans
Development Finance
Trading Business Finance including:
Commercial Mortgages
Unsecured Loans
Invoice Finance
Asset FinanceSee more
