I had to "upgrade" to this after having an account for years with card.com. but out or something I guess. This version charges for features I had free before. I've opted out of overdraft just to be charged out the ass after having opted out because I was never taken out. Customer service is non-existent don't even waste your time. There is no pay advance and if you want another card..you guessed it there's a fee for that too. I'm actually going with another service and will not be using this one I suggest to anyone if you're interested look at many other options there's much better one's then this
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