It is not every day when one buys a flat, let alone their first flat - and given how bureacratic the UK system is one always needs good guidance to navigate things through. Especially with so many parties involved (Peabody, solicitors, banks, insurance etc). David and Mercedes from Censeo made my life much easier by distilling all the info for me and helping to secure a very good mortgage deal. The rules for financial eligibility are so strangely written so they leave a very narrow window to fit in but David helped me make sense of all these rules and build a strong applications based on my circumstances. My only caveat is that the income protection insurance info was not very straightforward and I was left under impression for some time that it is obligatory while it is not. But now I have it nevertheless and am still not sure whether I need it or not.
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Censeo makes people’s property-owning aspirations a reality by offering affordable loans for affordable homes.