I had a poor experience with Censeo Financial during the required financial assessment process.I was questioned about my credit score in a way that suggested a lack of understanding of how credit scoring works, which didn’t inspire confidence.They pushed me to buy a larger share of a Shared Ownership property than I was comfortable with, presenting it as “affordability”, even though it would have meant higher monthly payments and greater long-term cost. They also implied that the estate agents might reject my application if I didn’t buy the maximum share deemed affordable, which felt like unnecessary pressure rather than balanced advice.There was also a strong attempt to upsell additional paid services, including fees to handle the mortgage and to join their service so they could contact me about remortgaging in the future.Overall, the experience felt more focused on upselling and pushing maximum affordability rather than providing impartial, client-focused guidance.Ended up using someone else instead once the financial assessment was successful.
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Censeo makes people’s property-owning aspirations a reality by offering affordable loans for affordable homes.
