I’ve had my card with CFNA for almost two years. Always made on-time payments, paying more than the minimum. I have an excellent credit score and people get busy. I was late on one payment and asked to have the late fee removed as I was making a payment. They said they couldn’t do it, but as a courtesy, they could remove $15. I have never heard of that in my life. Shows how cheap they are. Even worse, I’m pretty sure their customer service is overseas. You can hardly understand them.
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