This card is NOT worth it and DEFINITELY not worth the outrageous interest rate they have the audacity to charge. We got this card in Dec and the rewards STILL HAVE NOT BEEN APPLIED to my account. SINCE DECEMBER 2024. I have called about it, and I was told specifically to wait until my next statement, and it would be reflected on there. We waited as instructed and not only was that a lie, and the rewards were not applied, they also applied a late fee of $30 because we didn't pay on the 3rd until we received our statement as instructed. I received the statement on the 8th and the fee was on there. So, you can attach fees-we NEVER PAY LATE-but you can't, in SIX BILLING CYCLES, attach what you OWE US. I called again and they told the same lie, "It takes up to two billing cycles" and by this time we will be nearing the point of expiration of them. Next, we don't pay interest because we pay the charges off within six months. However, the interest rate is 34%. I would encourage anyone to use the credit card they have through their bank-or anywhere but here-and get your cash rewards that are automatic, and YOU can go in to apply them towards your balance or cash out with no waiting. There is no excuse for it and when speaking to them I was transferred a couple of times before getting to the right department. The contact number for them on the statements and the app are also incorrect. It rings once and hangs up. If you have this card, it is doing more harm than anything and not worth it. They absolutely have NOTHING that benefits you and you will likely never see the rewards they claim you've earned. They currently owe us over $200 and have done nothing about it at the time of this review.
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