cheers.credit

3.9
3.9 Based on 7 reviews

Cheers is committed to building credit on autopilot, empowering 45 million underserved Americans to achieve financial freedom....

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Christopher Glass
Cheers is bulls***

So, I'm giving this "credit builder app" a one star (they're lucky I can't give them a zero star). Since I enrolled in their program they have taken plenty of payments but nothing reported on my credit report. I've tried to reach out to their customer service but no response. I've tried reaching out on social media. I've tried contacting the financial institution that supposedly has my money and backs this fin tech company. Nothing. The website says cancel anytime but there is no one to talk to, no app to chat on....I can't believe I didn't do my due diligence. There is no app, no phone number, no customer service, nothing but just taking my money every month. I continue to have hope that this company will come to their senses but I've given up. This is just another scam company that is worth nothing to invest in or be affiliated with.

1
Date of experience: Dec 06, 2025

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