I had a line of credit with CIBC, for about 20-30k and had an outstanding balance of about 3k$. CIBC reduced my limit to 4k. I told CIBC customer service, I will pay you the balance and close my card, you guys are ridiculous! You reduce my limit just like that! I can take my business elsewhere. AVOID CIBC, lots of other banks out there that will pay you to use their cards not like CIBC reduce your limit overnight for no apparent reasons! BS.
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