After 6 months in the program, only 2 out of 13 accounts were settled. The total amount paid to creditors for those 2 accounts was $350, while I was charged $4,000 in upfront fees. This outcome was not what I expected. I decided to cancel the program, but my credit score plummeted by over 200 points. This experience severely harmed my credit. I had several settlements I could have managed myself, which would have saved me the $4,000 in fees. I have all the necessary documentation and communications. I've filed complaints with the FTC, BBB, and the Attorney General, and I've reached out to a US Senator regarding this matter. I recommend reviewing online feedback and complaints before proceeding.
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