Being a contractor/self employed and with a little bit of a bad credit score I wasn't sure if It was the right time to purchase. Nevertheless, at the beginning of July I contacted CMME which reassured me that it wasn't going to be a problem to secure a mortgage and purchase my first home. Well, CMME turned out to be the biggest waste of time of my entire life, 6-7 weeks of stressing trying to gather all the paperwork needed from all previous agency I worked for and CMME, although it's a paying service, they didn't help me one bit, all they did was request (they couldn't even send an email to an agency I worked for, citing GDPR reasons) what a load of BS! Unprofessional, rude, worst communication ever (they always contact you as they are about to leave the office at 5-6pm with a request and at that time you can't ask them for help or question their demands). Had this Matt Long not reply to my phone calls for 2 days before he left for a 4-5 days holiday. At the end of this ordeal they just called me up one day and said " sorry unfortunately you didn't pass the lender's credit score". No plan B,C, nothing! Another broker would have had at least a second lender to try with.I was lost for hope and about to give up on the this purchase, when someone told me to try Housesimple, and after a week of sorting the paperwork, the application was submitted and after little over 2 weeks of contacting them the first time, the mortgage application came back successful. Steer away from CMME.... use Housesimple, AMS mortgages, Contractormortgages.co.uk, or anything else for that matter.
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We help contractors, self employed or freelancers buy the home they deserve. Our team of specialist advisors has the knowhow, the experience and the passion to get a great mortgage deal for you.
