A negative rate should be possible. The worst experience of my life! The greatest feeling of injustice in the world! A white Canadian man hit my stopped car; I am a brown-skinned immigrant woman. The insurance company says I am 100% at fault.I was in front of my 5-year-old son's school, taking him out of his car seat, and my other son, who is 3 years old, was in his other car seat.The school bus driver hit my car door, he didn't see what was happening, people started yelling for him to stop because my door was stuck to the bus and my child and I were trapped in the middle.When we were filling out the documents, he asked for my help, saying: I'm a little blind.Everyone around saw it; we have several witnesses. I did absolutely nothing wrong. But the insurance company that's supposed to be on my side, the insurance company that receives my money every month, says that the person who clearly shouldn't have been carrying children on a bus is innocent.We have to consider that the fleet of buses insured by the school bus insurance company pays much more than I do. The one who pays more wins!
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The Co-operators Group Limited, founded in 1945, is a Canadian insurance co-operative owned by 44 members including co-ops, credit union centrals and representative farm organizations.