creditladder.co.uk

4.9
4.9 Based on 120 reviews

...

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A.D.
Should've started doing this years ago!

I've had a shaky history with credit and have previously demolished my credit score through a series of silly decisions, but have always paid my rent on time. Have always found it frustrating that this isn't reflected at all on my credit score, so this is definitely a huge win for someone like me - who has paid off most of their debt, but doesn't trust themselves with a line of credit. Very easy to setup and haven't had a problem with it since! I feel like I wasted 10 years of paying rent on time, so I highly recommend. I even ended up paying for the premium service which allows all credit agencies to reflect your rent - worth if you can afford it, but the free option is a no-brainer for anyone in my opinion :)

5
Date of experience: Nov 01, 2025

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