I’ve been customer of credit ladder from the very first day of arriving to the UK and renting my first apartments here. It’s been 4 years now and since I bought a house the credit ladder service is no longer needed. At the same time interactions with credit ladder are seamless, they notify when bank needs to be reconnected and so on. My credit rating, I believe mostly based on credit ladder reports and it still allowed me to get a nice mortgage rate.
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