You are better off without CreditOne. I paid off my balance so I can use the card for the holidays. The payment went through and cleared my checking account. However, I wasnt able to use my CreditOne card because they put a lock on my card. I called them why theres a lock and they said that I need proof from my bank that I paid it. My bank statement is clear that the payment was released as I verified this from my credit union banking. So I needed to upload that statement as a proof of payment and send it to CreditOne customer service. Then I had to wait up to three days for them to get a response. So, there goes the convenience of having a credit card and the holidays are over at this point. It was more of a burden because i used my ATM instead of this card. Beware that this card charges a $75.00 annual fee on top of high interest rate.
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Credit One Bank, NA, simply referred to as Credit One Bank, is a US-based bank specializing in credit cards.
