Credit One Bank fraudulently pulled my credit report without my consent. I asked them if they pulled my credit report and I was told no. I asked several times and was told no by a supervisor named Rose and representative named Anna. I reminded them that I did not give them permission pull my credit, and was told by Credit One Bank that they didn't pull my credit report, and didn't know how to. I recorded the full conversation between Credit One Bank and myself as proof, and took a screenshot of them stating it would only be a soft pull if they did pull credit. However, I found out on October 14, 2025 that Credit One Bank did in fact pull my credit, did a hard pull from all three major credit agencies, and lied about it. Credit One Bank is a scammer who fraudulent false advertises, pulls people's credit reports when they say that they will not, and deceives people by claiming that they do not know how to pull credit reports. They're very misleading people who should not be over people's personal information. They need to be investigated for fraud. I spoke with a representative named Anna and a supervisor named Rose on October 15th, 2025. Both told me that they never pulled my credit report. Supervisor Rose's ID number is 317027975. She told me that Credit One Bank had no way of pulling my credit report when I spoke with her on October 15th 2025, and Anna claimed the same.
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Credit One Bank, NA, simply referred to as Credit One Bank, is a US-based bank specializing in credit cards.
