Credit One Bank is the worst bank I've ever dealt with. I went over my limit by 2 cents. I have no idea how I went over and they can't explain it to me. Most of the time their customer service agents speak very poor english. My minimum payment was $82 this month. I made the payment the day I received my SSDI direct deposit on February 26. They waited 6 days to take the money from my account. From past experience, I held off using my Chime account for 4 days after I made the payment to Credit One. They waited at least 6 days to take the payment from my account. I received a notice from Chime that my payment was declined. This is the second time this has happened to me. I made a standard payment. In order to have them take the payment from my account immediately, I have to pay an additional $4.95 which is something I try not to do on a monthly basis. If I had seen some of the reviews I've seen here, I would have never taken their card. I took scissors to the card this morning.
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Credit One Bank, NA, simply referred to as Credit One Bank, is a US-based bank specializing in credit cards.
