Complete scam, avoid like the plague. This company will claim that you have been approved for a loan, but will actually sign you up to a useless subscription service (that is available for free in multiple other places) and take £19.99 a month from your bank account. On completing sign up you will be rejected for all loans. Of course, they make it extremely difficult to cancel your membership, so I had lost money by the time I managed to do it. Disgusting company preying on vulnerable and desperate people, if I could afford to throw away £19.99 a month on a service my bank offers for free, I wouldn't be applying for a payday loan in the first place! Since giving these people my details I have also been bombarded with silent phone calls, calls about debt consolidation, dodgy text messages also claiming I've been approved for a loan, the works. I did not consent to them sharing my details with anyone. Lastly, they claim that membership fees may be refunded if they fail to find you a loan, but they've refused to refund my £20 that I can ill afford to lose. Do not waste your time or money on these con artists.Edited to add: After writing this review, Credit Perfect have been in touch and have refunded my money so I have increased the rating from 1 to 2 stars. While I do appreciate this, I will not be deleting the review as what I have said remains true; if you are looking for a loan and are redirected to this site, DO NOT PROCEED.
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Credit Perfect is your online personal finance manager. It allows you to manage and improve your credit report and score as well as access alternative credit providers that can provide loans or other credit, even though you may not have perfect credit rating or history. Features include: Credit Alerts, Access to Alternative Lenders, Credit Builder Credit Cards, Guides & Tools and Online Loan Brokerage.See more
