Fees are huge. No IBAN. Reference text in the transfer is really short. When receive payments you need to ask the payee to write "Currenxie" in the payee field, which is really confusing for many of your business customers since they are supposed to be paying to your business, not to an unknown "Currenxie". And for some this is a legal issue since in the invoice they have there is the name of my business but in the ledger they have a payment to "Currenxie".They are very responsive per email and very competent. Transfers happen quite quick, both receiving and sending. Mobile app and web app are consistent and do the job. The app and website is not so modern as N26 or Transferwise but on the other hand it works perfectly and does what is supposed to do.Honestly, with the little options we have in HK, this is a reasonable choice. Besides the huge fees.Update Feb 2021:They have reduced fees now and is quite fair. UI has improved (but not at level of N26 or Transferwise and for the mobile app not yet rolled out).Now offering IBANs and account numbers in more regions including EU
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Currenxie is a financial services company for the borderless economy. Our Global Account platform gives businesses a one-stop finance app for global growth. Features include a multi-currency digital wallet, on-demand virtual bank accounts, worldwide payments, currency exchange, and instant Visa cards. We value technology, user experience, and service.