I appreciate the give-back plan; the premium savings are significant. However, a major drawback is the lack of accurate information about service locations and costs. For instance, I was given a list of facilities for an MRI with a quoted cost of $150, but none of them performed MRIs. It took considerable effort to get the information I needed. Similarly, for an x-ray, I was informed of a $0 copay, but it turned out to be $40, and I’m currently appealing that. If they could provide accurate information, this plan would easily be rated higher.
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