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Drafty offers two flexible borrowing options. Drafty Loans are personal loans ranging from £1,000 to £3,000, with terms of 12, 18, or 24 months. Drafty Flex is a personal line of credit between £50 to £3,000 – a simple, convenient alternative to loans, overdrafts, or credit cards.
If approved, you can get cash sent to your bank in as little as 90 seconds*. Want to repay early and save on interest? Go for it – we charge zero early repayment fees. That’s right: zero, zip, nada!
We're fully regulated by the Financial Conduct Authority (FCA) and committed to responsible lending. We’ll never offer credit if we believe it could worsen someone’s financial situation.
Please think carefully about whether Drafty is the right option for you. This is even more important if you're in financial difficulty. If we don't think you can afford to repay your credit, we won't be able to approve you. We'll look at your current finances and credit history before we decide whether to give you credit.
*It may take longer to reach your account depending on your bank’s processes.
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