Review Time
Drafty is a fantastic platform, extremely easy to use / user friendly for all age groups which is rare nowadays. The repayment amounts are fair and manageable, especially if you have had an expensive month with other outgoings. Well deserves the 5 star rating in my book.
I have been with Drafty for more than a year and I find that their service and the way they deal with me and my account is absolutely amazing. I have never had to call them for anything and fund is always there for me when and if needed, but also I make sure that they are always paid on time. I would highly recommend them.
Very easy to acces the website and approval process didn’t take more than 2 minutes. Then you get the money instantly in your account. Very helpful when you have an emergency.
The process was incredibly fast and convenient! It took just a few minutes for the funds to be deposited. While the interest rates are on the higher side, these loans are designed for short-term emergencies, and all fees were clearly outlined. I would certainly use this service again!
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Drafty offers two flexible borrowing options. Drafty Loans are personal loans ranging from £1,000 to £3,000, with terms of 12, 18, or 24 months. Drafty Flex is a personal line of credit between £50 to £3,000 – a simple, convenient alternative to loans, overdrafts, or credit cards.
If approved, you can get cash sent to your bank in as little as 90 seconds*. Want to repay early and save on interest? Go for it – we charge zero early repayment fees. That’s right: zero, zip, nada!
We're fully regulated by the Financial Conduct Authority (FCA) and committed to responsible lending. We’ll never offer credit if we believe it could worsen someone’s financial situation.
Please think carefully about whether Drafty is the right option for you. This is even more important if you're in financial difficulty. If we don't think you can afford to repay your credit, we won't be able to approve you. We'll look at your current finances and credit history before we decide whether to give you credit.
*It may take longer to reach your account depending on your bank’s processes.
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