Hi there,
I hope you’re doing well. I wanted to share my experience with Elite Legal Practice since I started my contract back in October 2025.
So, I signed up and got three cards, paying a total of $1,401.40. They told me the services would last for 28 months, and they even sent over a cease and desist letter order. However, things changed for me, and I had to cancel my contract because I’m leaving the country. Luckily, a family member is willing to help with the payment, which is why I decided to ask for a refund.
On February 14, 2026, I sent an email requesting my full refund. I got a response on February 16, saying that my payment wasn’t refundable because of the work they had done for me. That’s when I sent another email on February 23, asking for some detailed documentation about the services they performed. I wanted to know exactly what work was done, when it happened, how much time was spent on each task, and how they calculated the fees.
Unfortunately, I haven’t heard back from them since then. I really hope to get some clarity on this situation, especially regarding the refund.
Here’s my comment, here you go:
This company claims to offer a debt relief program to help people achieve financial freedom, but their program is misleadingly named the "DROWNING DEBT PROGRAM" by Elite Legal Practice. If they are truly helping people with debt relief, why do they prioritize their payment first before assisting clients? I requested a simple letter detailing what they sent to my creditors, including the specific work performed, the timeline for each task, and how they calculated their fees. The response I received was absolutely nothing!
Thanks for listening, and I appreciate any help you can provide!
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Elite Legal Practice and its nationwide team of skilled attorneys widely recognized for their expertise in navigating the intricacies of the Truth in Lending Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, and the Credit Card Act of 2009.
Backed by an aggressive and proactive support staff, the firm delivers seamless representation in matters related to legal debt disputes, credit bureau audits, and consumer rights comprehensively and effectively, ensuring the best outcomes for clients.See more
