It's a good concept but not easy to use! It's hard to understand the concept but it's NOT scam. You need to spend sometime to understand how the platform works. The App is ok, but not the greatest of how it works. You can only link one account to transfer money to and from. You can deposit money to various banks. Overall is confusing but you get the highest rates. It kind of feels like a scam but it's not a scam.
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