en-us

4.3
4.3 Based on 2.4K reviews

Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account. Earn more,...

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Nate L.
Fine but fishy: ad hoc, uninformative, opaque

I see some people wrote that Raisin feels "scammy." Honestly, if you're used to more professional financial services, it radiates that vibe. The service felt disorganized, buggy, and opaque.After only a week, I transferred the money out ASAP and am closing it. Perhaps they're trustworthy, but it's not worth finding out; there are many high-yield savings accounts available.My experience:- I immediately signed up for the account. Easy.- After linking accounts and transferring a trial sum, my new account was suddenly inaccessible. - Passwords wouldn't work; resets wouldn't work; nothing. No information given. - To regain access, e-mail support asked me to verify a savings bank account I didn't recognize. Again, pretty alarming. - Finally, on the phone, support informed me that the account had been flagged right after opening it. No reason given. Odd--but okay. - Raisin sent me to a random third-party to scan my face and ID to regain access to the account. As soon as I could, I transferred my money out. Maybe it's fine, but as an investor, I'm running the other way.

2
Date of experience: Sep 08, 2025

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Business Details

  • Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account. Earn more, SaveBetter™.

  • email support.us@raisin.com
  • language https://raisin.com/en-us

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