Scammy? - I think they hold incoming funds to make money off them, before passing onto the banks. I signed up for and received an email stating "You have successfully set up a login for our savings marketplace- and, for a limited time only, you're eligible to earn up to a $1,000 bonus when you use code EASY'.The next day I tried to log in to the Raisin account and could not do so. Via Live Chat I was told the account was 'flagged' and needed positive ID. Which is odd, because Raisin is merely a 3rd party marketplace, they are not the actual financial institution. They shouldn't need ID. So I uploaded my photo ID and did a matching selfie, which failed, with a notice that the account was now under 'manual review'.Thank goodness I had NOT transferred the funds - $250,000 !!! - to Raisin yesterday, to pass on to the bank of my choice. Had I done so, I, also, would have been 'stuck' waiting...and waiting...and waiting for Raisin to 'approve' my account, all the while holding onto my $250K. Raisin would be making money off my money, while I sit here, twiddling my thumbs.
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