They come come off like the advice they give is for your best interest. And most of the time it is. But who can tell you about the other side. I can Experian, Equifax , and TransUnion. Different companies one goal. To protect big business and make sure their options are many. Experian reported a debt collection verified for national credit adjust who bought it from speedy cash whomi had a payday loan with. 4/20/21 I borrowed $460.00 . 4/22/21 they took 686.61 out of my account. I called and said hey you took too much too soon. 128.22 was scheduled for 5/4/21 she said I couldn't get a refund but I could have another loan. I said no! Debt paid whatever.i have the bank statement where they took $ 686.61. I sent it to all the parties I mentioned. Speedy cash said you gotta talk to them we sold it. Speedy cash ignoring me as well. But that's what they do. They take and if they make a mistake. To save face it's oh well. The same with the credit bureaus. My bank of America account was frauded by an ex friend she made unauthorized withdrawals period changed my online id. Bank of America recognized something odd , sent the email come in the bankvwith two forms oof id we will unlock your account. how my account got unlocked without me coming in I'll never know. But they do. You think they are going to admit they made a error? Oh no it's your fault Mr. Burkett. You have Fail-safes in place just for this particular scenario. But somehow you missed. Like Experian you didn't do an investigation. Because a real Investigation would I involve questioning the person that the investigation is about. The dispute process is flawed I answer question already taylored for the debt collectors and creditors, to weasel their way out of but in situation like mine the mistake is so gross and clear. They are like a roach in the middle of the with the lights on . Don't move he won't see us. We see you and you are wrong. All wrong
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