Despite me thinking I was covered by UK Banking Regulations with an HSBC Expat Account, it turns out they " hide behind Jersey Banking regulations" as such they are not signatory to Contingent Reimbursement Code which protects investors when payments made are found to be fraudulent. Most UK banks including HSBC UK are signatories but not HSBC Expat. So despite our government telling us that banks will protect us from fraudulent activity, "HSBC Expat is not a signatory to that code".
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