I’ve been a member of the Extra credit card since October 2023, and it’s been nothing short of a great experience. The card offers fantastic perks, including easy credit-building, which has really helped improve my financial standing. What stands out the most is their outstanding customer service. Whether I’ve needed to dispute charges or had general questions, they’ve always been quick, professional, and helpful.Extra also has a system in place for financial hardships, reaching out to work with you to stay on track, which shows they genuinely care about their customers’ well-being. They offer credit increases based on your trustworthiness, which is a great incentive to use the card responsibly. Overall, I highly recommend Extra for anyone looking to build credit with added peace of mind and excellent support.
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Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.
But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.
Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.See more
