As I'm reading all of these reviews I agree 100% with all of them. I was applying for a loan and I got to this area where it asked me whether or not I wanted to sign up for this service. I selected know any immediately charged me $1 and actually sign me up for this BS service. I have put a stop on my debit card because of this fraud. I sent them an email demanding that they refund me the dollar that they took out. As of right now I haven't heard anything and I am waiting to get my dollar back. It is obvious that this is a total scam! Stay totally away from any of these services.
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